About Horizons Wealth Management
Horizons Wealth Management specializes in providing objective and comprehensive financial planning to help our clients build, manage, grow, and protect their assets through life's transitions. As an independent fee-only financial advisory firm, we provide completely objective advice and services to our clients. We have no financial incentive to recommend one investment over another. Instead, we strive to make the best recommendations for your situation. At Horizons Wealth Management, we adhere to fiduciary standards of excellence. When acting in a fiduciary capacity, the advisor is legally obligated to maintain an allegiance of confidentiality, trust, loyalty, disclosure, obedience and accounting to his or her clients.
The Fee Only Process
As an independent fee-only financial advisory firm, we provide completely objective advice and services to our clients. We have no financial incentive to recommend one investment over another. We do not sell any insurance and/or annuity products. We do not receive any commissions from any insurance agents, brokerage firms, mutual fund companies or outside third parties. Our fees are 100% transparent. We are paid by our clients, not by investment providers. We are held to the Fiduciary Standard, which means, by law, we must act solely in the best interest of our clients.
Teamwork
There aren’t many firms you can retain that allow you to work hand-in-hand with more than one advisor. At Horizons Wealth Management we firmly believe three heads are better than one. David, Glen & Susan work together to develop financial plans and manage investments. As Certified Financial Planners® we are available to address your financial planning and investment needs.
Longevity
At Horizons Wealth Management we expect to be with you for a long time. We want to help you live your dreams and pass on your legacy. Many other financial advisors will retire before you expire. Think of a relationship with Horizons Wealth Management as a long-lasting solution. We feel that our age ranges provide you the perfect balance of experience and longevity.
The Standard of Excellence
CERTIFIED FINANCIAL PLANNER® professionals are considered experts in the financial planning process. Although many professionals may call themselves “financial planners,” CFP® professionals have completed extensive training, passed the CFP Board's comprehensive exam, met experience requirements, and are held to rigorous ethical standards. This means that they must provide financial planning services as a fiduciary, or acting in the client's best interest.
Our Commitment
At Horizons Wealth Management, we are driven by strong relationships, extensive financial research, and an unparalleled level of personalized service. Our commitment to always act in our clients' best interest will be upheld through generations.
